Does Section 8 Do Credit Check

Section 8 housing applicants will deal with private landlords if their application is approved.

Does section 8 do credit check.

In the section 8 rap relocation acquisition policies and rent supplement programs owners may not establish a minimum income requirement for applicants. Those housing costs include utility expenses. Therefore landlords must make sure section 8 tenants have a track record of paying their bills in full and on time. The section 8 housing choice voucher program is a form of government rent assistance.

The department of housing and urban development doesn t check your credit when you apply for section 8 rental assistance but the property owner probably will. The credit check may show you a list of employers who have also checked this tenant s credit recently although it does not mean they actually hired the applicant. The section 8 program is run by hud. To even be considered to receive a voucher the individual must meet four basic criteria which includes their family status income level citizenship and eviction history.

What is section 8 and how does it work. A section 8 housing choice voucher supplements the cost of renting a house in the private sector. For this reason hud allows landlords to screen prospective tenants. A screening process is often exactly the same as the one unsubsidized renters go through when applying for housing.

The purpose of this program is to grant housing choice vouchers to individuals who meet certain criteria. A credit check can help demonstrate whether an applicant has the ability to pay rent on time. However once you receive a section 8 housing choice voucher prospective landlords will likely require a credit score as part of your background check. Your credit score will not have an affect on your eligibility to receive section 8 or public housing assistance.

Also other affordable housing programs such as low income housing tax credit properties will likely have a credit score as a part of the approval process. This can include running a credit check. By undergoing the screening process a tenant may have his background and or credit checked. Hud only provides landlords with a section 8 applicant s current and prior landlord s contact information and if applicable a rundown of criminal activity.